Question 1

What is credit rectification?

Accepted Answer

Credit rectification is a legal process of identifying and disputing errors, outdated entries, or illegitimate defaults in your CIBIL or credit report. Primescore handles the end-to-end process including report analysis, formal dispute filing with credit bureaus, and follow-ups.

Question 2

How long does CIBIL score repair take?

Accepted Answer

Credit rectification typically takes 60–90 days for bureaus like CIBIL, Experian, and Equifax to process disputes and update records. Primescore monitors the process and follows up on your behalf.

Question 3

Is credit rectification legal in India?

Accepted Answer

Yes. Credit rectification is fully legal and governed by the Credit Information Companies (Regulation) Act, 2005. Primescore follows a strict legal and document-backed process for all disputes.

Question 4

How much does Primescore charge for credit repair?

Accepted Answer

Primescore offers transparent pricing with no hidden fees. Visit our pricing page at primescore.in/pricing for the latest plans.

Question 5

Can Primescore help with settled loan entries on CIBIL?

Accepted Answer

Yes. Primescore specializes in disputing "Settled" and "Written-Off" entries that are outdated or incorrect. We coordinate directly with banks and credit bureaus to update these statuses legally.

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